Quick guide
How to use this calculator
- Enter amounts from the same property scenario and use consistent periods and units.
- Use visitor-entered rates and allowances from your own documents rather than assuming a local rule.
- Review the component results and the calculator-specific decision boundary before acting.
Calculation method
Calculation method
Stress cost to complete = current cost to complete × (1 + stress rate); funding gap = stress cost − committed undrawn debt − available equity − contingency.
Entered fixed decimals remain exact through rational arithmetic. Planar distance outputs that require square roots use bounded numerical evaluation. Values round only for display, and unsupported or undefined states return an explicit message.
Worked example
Worked example
A 5,000,000 cost-to-complete stressed 10% against 5,200,000 available funding leaves a 300,000 gap.
Stress cost to complete = current cost to complete × (1 + stress rate); funding gap = stress cost − committed undrawn debt − available equity − contingency.
Supported inputs
Precision and limits
International scope
No currency, market price, interest rate, tax, tenancy rule, planning code, lender policy, or measurement definition is supplied automatically.
Scenario, not a decision
Results are arithmetic scenarios from visitor-entered values—not an appraisal, loan approval, legal interpretation, planning determination, forecast, or professional recommendation.
Precision and privacy
Inputs accept bounded plain decimals and remain in this browser. The engine prevents invalid denominators and misleading non-finite results.
Calculator-specific boundary
Funding sources must be legally available for the stressed uses; covenants and timing are not tested.
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