Finance · Property Investment

Rental Property Investment Calculator

Combine acquisition, rent, vacancy, expenses, debt service, and invested cash into core property returns.

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Quick guide

How to use this calculator

  1. Enter a single internally consistent property scenario.
  2. Use the field labels to preserve each page's specific investment, transaction, lease, development, or lodging convention.
  3. Review the calculator-specific boundary before interpreting the result.

Calculation method

Calculation method

Collected rent = potential rent × (1 − vacancy rate); NOI = collected rent + other income − operating expenses; cash flow = NOI − debt service.

Entered fixed decimals use exact rational arithmetic except the explicitly approximate IRR root. Money rounds only for display and supported nonzero amounts remain visible.

Worked example

Worked example

A 500,000 property with 60,000 rent, 5% vacancy, 3,000 other income, 20,000 expenses, and 25,000 debt service produces 15,000 cash flow.

Collected rent = potential rent × (1 − vacancy rate); NOI = collected rent + other income − operating expenses; cash flow = NOI − debt service.

Supported inputs

Precision and limits

Visible input limits

Amounts accept up to 30 digits and 12 decimal places and are capped at 1e12 per input. Whole-number periods are capped at the page's stated range; rates are capped at 1000%.

International scope

No currency, tax regime, lease law, lender threshold, local market feed, appraisal, or jurisdiction-specific charge is assumed.

Decision boundary

Results are visitor-entered arithmetic scenarios, not appraisals, forecasts, loan approvals, legal or tax determinations, or investment recommendations.

Calculator-specific assumptions

This is a stabilized one-year scenario. Tax, appreciation, principal paydown, capital expenditure, and sale proceeds are excluded.