Finance · Personal Finance & Budgeting

Net Worth Calculator

Compare entered assets and liabilities to calculate current net worth.

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Quick guide

How to use this calculator

  1. Choose one time period and one currency, then enter every amount using that same basis.
  2. Use zero when a listed category does not apply; do not leave required fields empty.
  3. Read the primary result together with its component totals and the visible scope notes.

Calculation method

Calculation method

Net worth = total assets − total liabilities.

Entered decimals are combined with exact integer-and-rational arithmetic. Results round to two decimal places for ordinary money display, while a smaller nonzero value remains visible instead of being shown as zero. Repeating percentage digits appear in parentheses; an ellipsis marks a decimal expansion longer than the 12-place preview.

Worked example

Worked example

Assets of 250,000 and liabilities of 175,000 produce net worth of 75,000.

Net worth = total assets − total liabilities.

Supported inputs

Precision and limits

Visible input limits

Amounts accept up to 30 digits and 12 decimal places and are capped at 1e12 in magnitude. Scientific notation and grouped thousands separators are rejected.

International scope

No currency, tax system, benefit definition, debt limit, accounting standard, or recommended household ratio is assumed.

Planning boundary

The result is a mathematical summary of entered amounts, not financial advice, a credit decision, a tax calculation, or a legal balance sheet.

Calculator-specific assumptions

Values are a snapshot. The calculator does not appraise property, estimate sale costs, or decide which assets and obligations should be included for legal or accounting purposes.