Finance · Investments & Markets

Discount Rate Calculator

Solve the annual rate implied by one present value, one future value, and time.

Loading calculator…

Quick guide

How to use this calculator

  1. Enter only the market, accounting, cash-flow, rate, or timing assumptions named by the fields.
  2. Keep currencies, periods, per-share values, and percentage conventions consistent.
  3. Review the formula and limitations before interpreting or comparing the result.

Calculation method

Calculation method

Annual rate = (future value ÷ present value)^(1 ÷ years) − 1.

Fixed decimal inputs and scalar arithmetic remain exact until display. Root and growth calculations are explicitly marked approximate.

Worked example

Worked example

10,000 today and 12,100 in two years imply 10% annually.

Annual rate = (future value ÷ present value)^(1 ÷ years) − 1.

Supported inputs

Precision and limits

Visible input limits

Fixed decimals accept up to 30 digits and 12 decimal places and are capped at an absolute value of 1e12 per input. Rates are capped at 1000%; narrower domains are validated by the formula.

International scope

No currency, exchange, live security price, accounting standard, tax jurisdiction, market convention, settlement rule, or regulatory disclosure is selected automatically.

Decision boundary

Results are calculations from visitor-entered assumptions, not market data, forecasts, financial advice, suitability assessments, fair-value opinions, or recommendations.

Calculator-specific assumptions

The result is an arithmetic scenario from visitor-entered values. It is not a market quotation, forecast, valuation opinion, tax determination, or investment recommendation.