Quick guide
How to use this calculator
- Enter a single internally consistent property scenario.
- Use the field labels to preserve each page's specific investment, transaction, lease, development, or lodging convention.
- Review the calculator-specific boundary before interpreting the result.
Calculation method
Calculation method
New loan = property value × target LTV; cash released = new loan − existing balance − closing costs.
Entered fixed decimals use exact rational arithmetic except the explicitly approximate IRR root. Money rounds only for display and supported nonzero amounts remain visible.
Worked example
Worked example
A 500,000 value at 75% LTV, less 250,000 balance and 10,000 costs, releases 115,000.
New loan = property value × target LTV; cash released = new loan − existing balance − closing costs.
Supported inputs
Precision and limits
Visible input limits
Amounts accept up to 30 digits and 12 decimal places and are capped at 1e12 per input. Whole-number periods are capped at the page's stated range; rates are capped at 1000%.
International scope
No currency, tax regime, lease law, lender threshold, local market feed, appraisal, or jurisdiction-specific charge is assumed.
Decision boundary
Results are visitor-entered arithmetic scenarios, not appraisals, forecasts, loan approvals, legal or tax determinations, or investment recommendations.
Calculator-specific assumptions
This does not calculate a payment, qualify a borrower, or predict an appraisal or lender limit.